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Uganda · SACCOs · Money Lenders · Microfinance

SACCO & Money Lender Software for Uganda

Run a savings group, SACCO or lending business from your phone. SACCOs track member savings, welfare, loans and dividends; money lenders record borrower KYC, collateral and automated loan schedules — every shilling in UGX. Start with a 30-day free trial and your own private account.

Start 30-day free trial →Contact AB

See it on your phone

Member home: savings, welfare and notices
Member home: savings, welfare and notices
Loan collections and installments
Loan collections and installments
Year-end dividends by savings
Year-end dividends by savings

SACCO features

Savings tracking

Record every member deposit in UGX and see each member's balance at a glance.

Welfare fund

Collect monthly welfare fees and record zero-interest welfare payouts.

Loans with guarantors

Standard and emergency loans, 1–2 guarantors, flat interest and installment schedules.

Approval pipeline

Loans Officer verifies, Chairperson approves, Treasurer disburses — all recorded.

Automatic late penalties

Charge a set percentage on overdue installments with one tap.

Member PDF statements

Each member can download a clear statement of savings, welfare and loans.

Year-end dividends

Share interest and penalties earned by each member's savings, with a PDF report.

Meetings & notices

Schedule meetings with agendas and email notices to members.

Money Lender mode

Money lender features

Borrower KYC

Capture National ID (NIN), workplace and next of kin before releasing any cash.

Collateral records

Keep a clear description of pledged security attached to each loan.

Automated loan schedules

Interest, installments and due dates worked out for you — see who is due or overdue.

Receipts & borrower statements

Download PDF statements and repayment records for every borrower.

Indicative pricing

Simple pricing in UGX

Indicative price ranges to help you plan — not a final offer. The exact price depends on your requirements and onboarding needs.

20% discount running now — every price is reduced by 20% until 30 November 2026.

Starter SACCO

Under ~50 members
UGX 250,000–490,000
per year
20% discount included · ends 30 Nov 2026

Small SACCO

Under ~100 members
UGX 640,000–960,000
per year
20% discount included · ends 30 Nov 2026

Growing SACCO

Approx. 100–500 members
UGX 1,600,000–2,400,000
per year
20% discount included · ends 30 Nov 2026

Starter Lender

Solo lenders & small portfolios
UGX 50,000 / month
or UGX 500,000 per year
20% discount included · ends 30 Nov 2026

Growing Lender

Offices with staff & higher volume
UGX 120,000 / month
or UGX 1,200,000 per year
20% discount included · ends 30 Nov 2026

One-off setup & onboarding

Indicative UGX 400,000–800,000, in addition to an annual plan.

20% discount included · ends 30 Nov 2026

Prefer to own it outright?

We'll prepare a tailored quote covering the software, training and ongoing support.

Request a quote
See full pricing →Request a quote

Why groups and lenders choose it

  • No more exercise books or spreadsheets — one shared, accurate record.
  • Every member can see their own statement, building trust in the group.
  • Loan rules, penalties and dividends are calculated for you.
  • Each account is private — no other group or lender can see your records.
  • Made in Uganda, for Ugandan SACCOs, savings groups and money lenders.

Frequently asked questions

Who is it for?

SACCOs, savings groups, investment clubs, VSLAs, private money lenders and small microfinance institutions in Uganda.

Does it work on a phone?

Yes. It is built for mobile first and works in any phone or computer browser — no app download needed.

Which currency does it use?

Uganda Shillings (UGX) throughout.

Can I try it first?

Yes. Every new private account gets a 30-day free trial. You can also try the Abafuna SACCO demo or the Mwesigwa money lender demo.